The Secret to NOT Losing your Dream Home!

Well, here really is NO Secret. If you want something bad enough, you MUST Out in the work and that is no different when you are buying a home.  

We get asked a lot what the first step to buying a home is and that in itself is the first step  

Reaching out to us or a Realtor is definitely the way to go. We will the immediately get you in touch with one of our trusted lenders. We are kept up to date with the BEST Loan programs and we know who offers what depending on your situation. Such as: 

• Teacher and School Employee Programs
• Down Payment Assistance 
• Local Grants
• USDA Loans
• Interest Rates
• VA Home Loans

Getting your Home Pre-Approval in TODAYS Market is an absolute must. Imagine viewing your dream home & you are ready to make an offer??... And you have no Home Pre-Approval letter?  And the family that saw that SAME HOME, has theirs? There offer will be viewed first and your chances of getting your purchase accepted goes way down. 

What to bring to your Prequalification appointment? This is a question we get everyday.

• Last Two Years of Tax returns & W2's
• Most recent one month of Pay Stubs
• Last Two Months of Bank statements 

If your ready to take the lead into #homeownership , we’d love to guide you through the process. Let's schedule a FREE HomeBuyers Consult. 

Broker Associate, Linda Bañales

661.303.5401

@lbrealtorgal

@bakersfieldrealestategroup 

CalDRE 01172638